Italian loan

        An Italian walked into a bank in New York City and asked for the
loan officer.     
    He told the loan officer that he was going to Italy on
business for two weeks and needed to borrow $5,000 and that he was not a
depositor of the bank.

        The bank officer told him that the bank would need some form of
security for the loan, so the Italian handed over the keys to a new Ferrari.
The car was parked on the street in front of the bank.
 
       The Italian produced the title and everything checked out.    The loan
officer agreed to hold the car as collateral for the loan and apologized for
having to charge 12% interest.
        Later, the bank's president and its officers all enjoyed a good
laugh at the Italian for using a $250,000 Ferrari as collateral for a $5,000
loan.

        Then the employee of the bank then drove the Ferrari into the bank's
underground garage and parked it.

        Two weeks later, the Italian returned, repaid the $5,000 and the
interest of $23.07.

        The loan officer said,  'Sir, we are very happy to have
had your business, and this transaction has worked out very nicely,
but we are a little puzzled.   

While you were away, we checked you out and found that you are a multimillionaire.   What puzzles us is, why wouldyou bother to borrow $5,000?'

        The Italian replied:    'Minga! Where else in New York City can I park my car for two weeks for only $23.07 and expect it to be there when I return?'