Italian loan

        An Italian walked into a bank in New York City and asked for the
loan officer.     
    He told the loan officer that he was going to Italy on
business for two weeks and needed to borrow $5,000 and that he was not a
depositor of the bank.

        The bank officer told him that the bank would need some form of
security for the loan, so the Italian handed over the keys to a new Ferrari.
The car was parked on the street in front of the bank.
 
       The Italian produced the title and everything checked out.    The loan
officer agreed to hold the car as collateral for the loan and apologized for
having to charge 12% interest.